Cigna Dental COVID-19 Update: Following the Center for Disease Control’s issuance to delay routine dental care, Cigna has put in place support measures to ensure our customers receive the assistance they need, when they need it. Cigna Dental recognizes you may need emergency dental care during this time and they are here to help. Click here for more information. Cigna Dental Virtual Dental Care Now Available: Click here for more information. |
Dominion National COVID-19 Update: Dominion National is taking measures to prevent the spread of Coronavirus and ensure continuity of business operations, should a local epidemic occur. Click here for more information. Dominion National COVID-19 Teledentistry Update: Click here for more information. Dominion National COVID-19 Update (Annual Max Increase and COVID-19 Prevention Rewards Program): Click here for more information. |
Great oral health is an integral piece of overall well-being. When you choose the best dental plan for your needs, you take an important step to improve your health. AFSPA’s dental plans are custom designed to meet members’ needs because we are committed to Caring for Your Health Worldwide.
AFSPA offers four dental plans. Coverage options are available for Self, Self Plus One, and Family. As an AFSPA member, you can enroll in any of these plans at any time - no need to wait for an open enrollment season. Once your enrollment is in effect, there is no waiting period before you can see a general or family dentist.
Dominion National |
ePPO plan for members living in the U.S. (nationwide) |
CIGNA HMO |
Managed care plan for members residing in most U.S. states. |
CIGNA PPO |
Fee-for-service plan for members residing anywhere in the contiguous U.S. |
CIGNA International |
A truly international fee-for-service plan available for members residing anywhere in the world. |
Dependents are covered up to age 26, regardless of financial dependency, residency, student status, or marital status. Orthodontia benefits vary depending on the plan. |
Click through the tabs above to learn more about the benefits, costs, and requirements of each plan so you can make an informed choice for you and your dependents. Enrollment forms for each plan, as well as full details of limitations and exclusions, are available in PDF form at the bottom of this page.
The information shared here is not the insurance contract. The information in the tabs provides a general overview of the important provisions of the master policies. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.
Dominion National Elite Plus ePPO
Effective October 1, 2020, the Dominion National Access ePPO group dental plan is changing its name to Dominion National Elite Plus ePPO. Along with this change are exciting new benefit enhancements:
1 | Nationwide Network
Dominion National’s Elite Plus ePPO plan offers network coverage on a national basis. This new benefit enhancement now offers access to a national network that enables you and your family to choose from over 350,000 participating dentists outside of the Mid-Atlantic area - from across the country.
You may access the national provider network here. Enter your zip code and select Elite Plus ePPO to view the list of participating providers in your area.
2 | Prevention Rewards Program
Dominion National’s Elite Plus ePPO plan Prevention Rewards program grants each covered family member who receives two cleanings during the calendar year (January 1 to December 31) from a participating Dominion National Elite ePPO network dentist to receive a $20 cash reward.
The claim processing for the second cleaning triggers the Prevention Rewards check to the subscriber. Dominion sends reward checks to the primary subscriber on a monthly basis as each member qualifies. Dominion National is making this program available under the new Elite Plus ePPO plan to help ensure access to preventive dental care.
Here's what you need to know:
- Once your annual deductible has been met, all out-of-pocket expenses are easily predictable based on the fee schedule.
- This plan has no out-of-network benefits.
- Each person covered on this plan can choose their own dentist from Dominion’s provider list.
- Because this is an ePPO plan, you do not need to worry about claim forms.
- This plan includes Rollover Benefits so that if you do not meet your maximum dental benefit limit during the year, your unused spending will increase your maximum benefit limit the next year, and beyond.
- Check out the plan brochure and the optional orthodontia benefit brochure to help you make your decision.
Dominion National Dental Premiums* | |||
---|---|---|---|
Monthly | Quarterly | Annually | |
Self | $33.00 | $99.00 | $396.00 |
Self Plus One | $54.00 | $162.00 | $648.00 |
Family | $72.00 | $216.00 | $864.00 |
*Dental premiums must be paid on a quarterly or annual basis directly to AFSPA. We do not make deductions from your bi-weekly payroll or monthly annuity check. |
How do I enroll?
You can enroll anytime. No need to wait for an open enrollment period!
Simply complete and return the Dominion Enrollment Form. For quicker service, please upload the completed PDF form here or follow the instructions on the form to submit via mail. Not sure if you’re eligible for membership? Check.
Already a Dominion Dental member and need to make changes to your enrollment? Complete the Enrollment Change Form and upload your completed PDF form here.
Dominion National Member Portal
Click here to learn how to access and register for Dominion National's secure member portal that enables you to request duplicate ID cards, obtain plan coverage information and to contact Member Services.
Data Breach Notification. Please click here to view details |
Cigna HMO Dental Plan
The CIGNA HMO plan is designed only for those residing in the U.S. As an HMO plan, this plan requires you to see a dentist from CIGNA’s provider list. With a network of over 93,000 dentists in 35 states, you’re sure to find the right dentist for you. Your general dentist will refer you to other in-network providers should you need specialized care.
Here's what you need to know:
- This plan has no deductible, claim forms, limitations, or calendar year maximums.
- All out-of- pocket expenses are easily predictable based on the set fee schedule.
- Every member of your family can choose their own dentist. Find a Dentist.
- Read the plan brochure before you make your decision.
Note: This plan does not provide coverage in the following locations: | ||
Alaska | Montana | Rhode Island |
Hawaii | New Hampshire | South Dakota |
Idaho | New Mexico | Vermont |
Maine | North Dakota | West Virginia |
Minnesota | Puerto Rico | Wyoming |
CIGNA Dental HMO Premiums* | |||
---|---|---|---|
Monthly | Quarterly | Annually | |
Self | $ 36.50 | $ 109.50 | $ 438.00 |
Self Plus One | $ 54.50 | $ 163.50 | $ 654.00 |
Family | $ 86.50 | $ 259.50 | $ 1038.00 |
*Dental premiums must be paid on a quarterly or annual basis directly to AFSPA. We do not make deductions from your bi-weekly payroll or monthly annuity check. |
How do I enroll?
You can enroll anytime. No need to wait for an open enrollment period!
Both current and new AFSPA members simply complete and return the Cigna HMO/ PPO Enrollment Change PDF form. For quicker service, please submit the completed form via our secure Dental form, or follow the instructions on the form to submit via mail. Not sure if you’re eligible for membership? Check.
Already enrolled in the CIGNA HMO Dental plan? You can check your claim status here, or make changes to your current enrollment using the Cigna HMO/PPO Enrolment Change PDF form and submit the completed form via our secure Dental form.
Cigna DPPO Advantage Dental Plan
The CIGNA DPPO Advantage plan is the only dental plan offered by AFSPA that has out-of-network benefits as well as in-network benefits. Your coinsurance will be the same whether you use an in-network or out-of-network dentist. Choosing within the network of 146,000 dentists across 48 states will lower your out-of-pocket expenses. Find an in-network dentist.
Here's what you need to know:
|
|
|
|
CIGNA Dental PPO Premiums* | |||
---|---|---|---|
Monthly | Quarterly | Annually | |
Self | $ 59.50 | $178.50 | $ 714.00 |
Self Plus One | $ 103.00 | $309.00 | $1,236.00 |
Family | $ 148.50 | $ 445.50 | $1,782.00 |
*Dental premiums must be paid on a quarterly or annual basis directly to AFSPA. We do not make deductions from your bi-weekly payroll or monthly annuity check. |
How do I enroll?
You can enroll anytime. No need to wait for an open enrollment period!
Both current and new AFSPA members simply complete and return the Cigna HMO/ PPO Enrollment Change PDF form. For quicker service, please submit the completed form via our secure Dental form, or follow the instructions on the form to submit via mail. Not sure if you’re eligible for membership? Check.
Already enrolled in the CIGNA HMO Dental plan? You can check your claim status here, or make changes to your current enrollment using the Cigna HMO/PPO Enrolment Change PDF form and submit the completed form via our secure Dental form.
Cigna International Dental Plan
AFSPA offers a true international dental insurance plan, underwritten by CIGNA. This exclusive plan offers worldwide coverage and is intended for members who live continuously outside of the U.S. because claims are not subject to an overseas fee schedule.
Here's what you need to know:
|
|
|
|
|
|
|
CIGNA International Premiums* | |||
---|---|---|---|
Monthly | Quarterly | Annually | |
Self | $ 64.00 | $ 192.00 | $ 768.00 |
Self Plus One | $ 99.50 | $ 298.50 | $1,194.00 |
Family | $ 159.00 | $ 477.00 | $1,908.00 |
*Dental premiums must be paid on a quarterly or annual basis directly to AFSPA. We do not make deductions from your bi-weekly payroll or monthly annuity check. |
How do I enroll?
You can enroll anytime. No need to wait for an open enrollment period!
Both current and new AFSPA members simply complete and return the Cigna International Enrollment Change PDF form. For quicker service, please submit the completed form via our secure Dental form, or follow the instructions on the form to submit via mail. Not sure if you’re eligible for membership? Check.
* Enrollment form requires a foreign address including APO and pouch addresses.
Already a CIGNA International member? Find a dentist, access a claim form to print, file a claim online, or make changes to your enrollment using the Cigna International Enrollment Change PDF form below and submitting via our secure Dental form.
Cigna Dental COVID-19 Update: Following the Center for Disease Control’s issuance to delay routine dental care, Cigna has put in place support measures to ensure our customers receive the assistance they need, when they need it. Cigna Dental recognizes you may need emergency dental care during this time and they are here to help. Click here for more information. Cigna Dental Virtual Dental Care Now Available: Click here for more information. |
Dominion National COVID-19 Update: Dominion National is taking measures to prevent the spread of Coronavirus and ensure continuity of business operations, should a local epidemic occur. Click here for more information. Dominion National COVID-19 Teledentistry Update: Click here for more information. Dominion National COVID-19 Update (Annual Max Increase and COVID-19 Prevention Rewards Program): Click here for more information. |
Great oral health is an integral piece of overall well-being. When you choose the best dental plan for your needs, you take an important step to improve your health. AFSPA’s dental plans are custom designed to meet members’ needs because we are committed to Caring for Your Health Worldwide.
AFSPA offers four dental plans. Coverage options are available for Self, Self Plus One, and Family. As an AFSPA member, you can enroll in any of these plans at any time - no need to wait for an open enrollment season. Once your enrollment is in effect, there is no waiting period before you can see a general or family dentist.
Dominion National |
ePPO plan for members living in the U.S. (nationwide) |
CIGNA HMO |
Managed care plan for members residing in most U.S. states. |
CIGNA PPO |
Fee-for-service plan for members residing anywhere in the contiguous U.S. |
CIGNA International |
A truly international fee-for-service plan available for members residing anywhere in the world. |
Dependents are covered up to age 26, regardless of financial dependency, residency, student status, or marital status. Orthodontia benefits vary depending on the plan. |
Click through the tabs above to learn more about the benefits, costs, and requirements of each plan so you can make an informed choice for you and your dependents. Enrollment forms for each plan, as well as full details of limitations and exclusions, are available in PDF form at the bottom of this page.
The information shared here is not the insurance contract. The information in the tabs provides a general overview of the important provisions of the master policies. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.
Dominion National Elite Plus ePPO
Effective October 1, 2020, the Dominion National Access ePPO group dental plan is changing its name to Dominion National Elite Plus ePPO. Along with this change are exciting new benefit enhancements:
1 | Nationwide Network
Dominion National’s Elite Plus ePPO plan offers network coverage on a national basis. This new benefit enhancement now offers access to a national network that enables you and your family to choose from over 350,000 participating dentists outside of the Mid-Atlantic area - from across the country.
You may access the national provider network here. Enter your zip code and select Elite Plus ePPO to view the list of participating providers in your area.
2 | Prevention Rewards Program
Dominion National’s Elite Plus ePPO plan Prevention Rewards program grants each covered family member who receives two cleanings during the calendar year (January 1 to December 31) from a participating Dominion National Elite ePPO network dentist to receive a $20 cash reward.
The claim processing for the second cleaning triggers the Prevention Rewards check to the subscriber. Dominion sends reward checks to the primary subscriber on a monthly basis as each member qualifies. Dominion National is making this program available under the new Elite Plus ePPO plan to help ensure access to preventive dental care.
Here's what you need to know:
- Once your annual deductible has been met, all out-of-pocket expenses are easily predictable based on the fee schedule.
- This plan has no out-of-network benefits.
- Each person covered on this plan can choose their own dentist from Dominion’s provider list.
- Because this is an ePPO plan, you do not need to worry about claim forms.
- This plan includes Rollover Benefits so that if you do not meet your maximum dental benefit limit during the year, your unused spending will increase your maximum benefit limit the next year, and beyond.
- Check out the plan brochure and the optional orthodontia benefit brochure to help you make your decision.
Dominion National Dental Premiums* | |||
---|---|---|---|
Monthly | Quarterly | Annually | |
Self | $33.00 | $99.00 | $396.00 |
Self Plus One | $54.00 | $162.00 | $648.00 |
Family | $72.00 | $216.00 | $864.00 |
*Dental premiums must be paid on a quarterly or annual basis directly to AFSPA. We do not make deductions from your bi-weekly payroll or monthly annuity check. |
How do I enroll?
You can enroll anytime. No need to wait for an open enrollment period!
Simply complete and return the Dominion Enrollment Form. For quicker service, please upload the completed PDF form here or follow the instructions on the form to submit via mail. Not sure if you’re eligible for membership? Check.
Already a Dominion Dental member and need to make changes to your enrollment? Complete the Enrollment Change Form and upload your completed PDF form here.
Dominion National Member Portal
Click here to learn how to access and register for Dominion National's secure member portal that enables you to request duplicate ID cards, obtain plan coverage information and to contact Member Services.
Data Breach Notification. Please click here to view details |
Cigna HMO Dental Plan
The CIGNA HMO plan is designed only for those residing in the U.S. As an HMO plan, this plan requires you to see a dentist from CIGNA’s provider list. With a network of over 93,000 dentists in 35 states, you’re sure to find the right dentist for you. Your general dentist will refer you to other in-network providers should you need specialized care.
Here's what you need to know:
- This plan has no deductible, claim forms, limitations, or calendar year maximums.
- All out-of- pocket expenses are easily predictable based on the set fee schedule.
- Every member of your family can choose their own dentist. Find a Dentist.
- Read the plan brochure before you make your decision.
Note: This plan does not provide coverage in the following locations: | ||
Alaska | Montana | Rhode Island |
Hawaii | New Hampshire | South Dakota |
Idaho | New Mexico | Vermont |
Maine | North Dakota | West Virginia |
Minnesota | Puerto Rico | Wyoming |
CIGNA Dental HMO Premiums* | |||
---|---|---|---|
Monthly | Quarterly | Annually | |
Self | $ 36.50 | $ 109.50 | $ 438.00 |
Self Plus One | $ 54.50 | $ 163.50 | $ 654.00 |
Family | $ 86.50 | $ 259.50 | $ 1038.00 |
*Dental premiums must be paid on a quarterly or annual basis directly to AFSPA. We do not make deductions from your bi-weekly payroll or monthly annuity check. |
How do I enroll?
You can enroll anytime. No need to wait for an open enrollment period!
Both current and new AFSPA members simply complete and return the Cigna HMO/ PPO Enrollment Change PDF form. For quicker service, please submit the completed form via our secure Dental form, or follow the instructions on the form to submit via mail. Not sure if you’re eligible for membership? Check.
Already enrolled in the CIGNA HMO Dental plan? You can check your claim status here, or make changes to your current enrollment using the Cigna HMO/PPO Enrolment Change PDF form and submit the completed form via our secure Dental form.
Cigna DPPO Advantage Dental Plan
The CIGNA DPPO Advantage plan is the only dental plan offered by AFSPA that has out-of-network benefits as well as in-network benefits. Your coinsurance will be the same whether you use an in-network or out-of-network dentist. Choosing within the network of 146,000 dentists across 48 states will lower your out-of-pocket expenses. Find an in-network dentist.
Here's what you need to know:
|
|
|
|
CIGNA Dental PPO Premiums* | |||
---|---|---|---|
Monthly | Quarterly | Annually | |
Self | $ 59.50 | $178.50 | $ 714.00 |
Self Plus One | $ 103.00 | $309.00 | $1,236.00 |
Family | $ 148.50 | $ 445.50 | $1,782.00 |
*Dental premiums must be paid on a quarterly or annual basis directly to AFSPA. We do not make deductions from your bi-weekly payroll or monthly annuity check. |
How do I enroll?
You can enroll anytime. No need to wait for an open enrollment period!
Both current and new AFSPA members simply complete and return the Cigna HMO/ PPO Enrollment Change PDF form. For quicker service, please submit the completed form via our secure Dental form, or follow the instructions on the form to submit via mail. Not sure if you’re eligible for membership? Check.
Already enrolled in the CIGNA HMO Dental plan? You can check your claim status here, or make changes to your current enrollment using the Cigna HMO/PPO Enrolment Change PDF form and submit the completed form via our secure Dental form.
Cigna International Dental Plan
AFSPA offers a true international dental insurance plan, underwritten by CIGNA. This exclusive plan offers worldwide coverage and is intended for members who live continuously outside of the U.S. because claims are not subject to an overseas fee schedule.
Here's what you need to know:
|
|
|
|
|
|
|
CIGNA International Premiums* | |||
---|---|---|---|
Monthly | Quarterly | Annually | |
Self | $ 64.00 | $ 192.00 | $ 768.00 |
Self Plus One | $ 99.50 | $ 298.50 | $1,194.00 |
Family | $ 159.00 | $ 477.00 | $1,908.00 |
*Dental premiums must be paid on a quarterly or annual basis directly to AFSPA. We do not make deductions from your bi-weekly payroll or monthly annuity check. |
How do I enroll?
You can enroll anytime. No need to wait for an open enrollment period!
Both current and new AFSPA members simply complete and return the Cigna International Enrollment Change PDF form. For quicker service, please submit the completed form via our secure Dental form, or follow the instructions on the form to submit via mail. Not sure if you’re eligible for membership? Check.
* Enrollment form requires a foreign address including APO and pouch addresses.
Already a CIGNA International member? Find a dentist, access a claim form to print, file a claim online, or make changes to your enrollment using the Cigna International Enrollment Change PDF form below and submitting via our secure Dental form.
FAQs (10)
AFSPA does not have a designated Open Enrollment period. You may enroll at anytime; however, you must enroll by the 15th of the month for coverage to be effective on the first (1st) day of the following month.
All dental enrollment forms are located at the bottom of this page. Download the enrollment form for your chosen dental plan. Once filled in, you need to sign and date the form and upload it via the secure Dental form. You can also fax the form to (202) 775-9082 or mail to the address on the form.
If you’d prefer to have us mail you the enrollment form, please call us at (202) 833-4910 to request a form be mailed.
Currently, enrolling online is unavailable; however, you may go online to access and print the required enrollment form.
We do not make deductions from your bi-weekly payroll or monthly annuity check. At the time of enrollment, you will have the option of choosing a quarterly (every 3 months) or annual (once a year) billing period. We offer a Direct Debit payment option that enables AFSPA to electronically debit your premium from a designated bank account. Credit card payments are not available.
Yes, you can cancel your dental policy at any time. While there is no monetary penalty, you will be unable to re-enroll in another plan for one year. The same one-year policy applies if you are terminated from a dental plan for non-payment.
All cancellation requests must be made in writing, by letter, by email, or directly on your dental invoice.
You are eligible to enroll in a different dental plan administered by AFSPA if you are transferred overseas or leave your current location, and your new location is not served by your current plan.
You can also switch from one plan to another at any time if a different plan should better serve your needs. Call our office today if you would like to switch.
An HMO plan and an ePPO plan both require that treatment be rendered by a dentist that is in-network for that specific plan. Services received by an out-of-network dentist are not covered. A PPO dental plan allows enrollees the option of seeing a dentist who is either in-network or out-of-network. Your out-of-pocket expenses are higher when you use a PPO dental provider that is outside of the network.
The advantages of an HMO Plan are:
- Lower monthly premium.
- No deductible.
- No annual benefit maximum.
- Reduced fees.
The advantages of a PPO Plan are:
- Freedom of choice of dentist.
- Reimburses both in-network and out-of-network.
- Not limited to a specific geographic area.
- Able to use the plan during travel.
The advantages of an ePPO Plan are:
- No claim forms.
- Each family member can have a different dentist.
- Predictable out-of-pocket costs based on a fee schedule.
- Like an HMO, you must use a dentist in the network for services to be covered.
AFSPA offers a dental plan designed specifically for the needs of members living outside of the U.S. Cigna International is an indemnity plan that allows coverage for any licensed dentist both overseas and stateside. Some highlights are:
- Multi-lingual Customer Service 24 hours/day, 365 days a year.
- Language assistance with over 140 languages.
- Referrals to qualified/screened dentists worldwide.
- Direct payment to providers in foreign currencies.
- Direct Deposit into your U.S. or overseas bank account.
- Claims processed in 10 business days.
Coverage for implants and cosmetic surgery may or may not be covered under your particular plan. Before scheduling these services, please confirm coverage with your dental carrier. Pre-approval may be required even when the particular service is a covered service.
Due to security and concerns for protecting your privacy, ALL Direct Debit enrollments/changes will be handled through the AFSPA Member Portal.
Three e-mails will be generated: (1) an e-mail containing a secure PDF of your signed enrollment for your records; (2) an acceptance e-mail from the AFSPA Accounting Team that your Direct Debit has been processed and accepted; and (3) an e-mail when the first debit has occurred from your bank account.
All changes made online to your Direct Debit will be confirmed via e-mail.
You can also use the edit button to change bank information quickly and immediately.
To cancel direct debit, send a request via email or our secure forms page and indicate the date on which direct debiting should be cancelled.